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Heritage Insurance LTD Blog: business insurance

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Winter months present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and icy conditions, employees run the risk of taking major falls, which can lead to serious injuries. Prevention READ MORE >>

The typical employee's desk has more bacteria per square centimetre than an office toilet seat. If that's not disturbing enough, desks, phones and other private surfaces are also prime habitats for the viruses and bacteria that cause colds, the flu, strep throat, pneumonia and other illnesses. READ MORE >>

Greg shares how business owners can get useful guidance resources in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. Rob Carnie: If you're in business, you've probably heard the phrase competitive edge. READ MORE >>

Businesses need business insurance. Alongside your property coverage, you can equally benefit from having liability insurance for the losses you cause third parties. Perhaps the most essential type of this coverage is general liability insurance, which is, in many cases, the baseline of coverage from which most other liability policies can grow. READ MORE >>

If you're an outdoor worker, it is important to take precautions against exposure to sun, heat and bug bites during the summer months. Sun To protect against the sun's harmful ultraviolet (UV) rays, take the following steps: Cover up. Wear lightweight, tightly woven clothing. Use sunscreen. READ MORE >>

Surveys conducted by Symantec suggest that many small business owners are still operating under a false sense of Cyber Security. Don't Equate Small with Safe The majority of Canadian small businesses lack a formal Internet security policy for employees, and only about half have cyber security measures in place. READ MORE >>

If you conduct business in your home, insuring your business properly is part of a solid risk management plan. We can help! What Protection Does It Offer? Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime, theft and auto coverage. READ MORE >>

If you are a contractor, you spend a lot of time working for others. You will eventually finish your project, though, and leave your clients to enjoy the results. Still, there is no guarantee that you will leave behind a foolproof product. Should problems arise, there is a chance you might be responsible for the losses. READ MORE >>

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow — particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. READ MORE >>

Greg discusses components of business interruption insurance in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw. Here's a full transcript of the episode. READ MORE >>

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